Legal Notice

Access to the Whitneys website is confirmation that you have understood and agreed to be bound by all of these terms and conditions.
This website is prepared and issued in the United Kingdom and is intended for the information of United Kingdom residents only.
This website is for information purposes only and its content is subject to change without notice.
Nothing on this website shall be deemed to constitute financial advice and in the event that you wish to have any such advice, you should contact a financial advisor.

Whilst Whitneys uses all reasonable efforts to ensure that the information published on this website is accurate, current, and complete at the date of publication, no representations or warranties are made (express or implied) as to the accuracy, currency or completeness of such information. Whitneys cannot accept any responsibility (to the extent permitted by law) for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website or any other website to which it may be linked.
Whitneys makes no warranty that this website is free from errors, defects or viruses.

Copyright notice
The entire contents of this website are the property of Whitneys and are subject to copyright with all rights reserved.
You may download or print individual sections of the website for personal use and information only provided that these properly indicate Whitneys copyright and other proprietary notices. You may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without Whitneys prior written consent.

There is no guarantee that any e-mail you send will be received by Whitneys or that the confidentiality of that e-mail will be maintained during internet transmission.
Whitneys is a trading name of Whitneys Property Limited which is registered in England, registered number 12727018. Registered office 11 Green End, Clayton, Bradford BD14 6BA.
Whitneys Financial Services Limited which is registered in England No. 5084619 is authorised and regulated by the Financial Conduct Authority . Registration number 303880. The Old Bank, 391 Thornton Road, Thornton, Bradford BD13 3JN.

Applicable Law
Any disputes arising from the use of this website shall at all times be governed by the laws of England and Wales and the parties shall submit to the exclusive jurisdiction of the English Courts.

International transfers of personal information
As the Internet can be accessed worldwide, if you are visiting the site from outside the UK, your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.

Customer privacy is effected on the Internet by the use of secure sockets layer (SSL). We provide advice to users on the levels of security and a mechanism for you to test your browser. We use the strongest encryption generally available to provide you with assurance of privacy during your connection to our site. The encryption level is dependent on how up to date your browser is. Generally, the newer the browser the more protection the encryption system provides.

If you open more than one browser of the same type whilst using the services listed above on the website, remember to close down all browser windows when you finish.
In fact, if you share a computer with someone else or use a public system (e.g. library, in your office, internet café) then we advise you to shut down the computer. This will help ensure any personal information stored temporarily in the computer's memory is lost.

Risks & Warnings


Whitney’s is the trading name for Whitney’s Property Ltd and Whitney’s Financial Services Ltd.

Whitney’s Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate:

Buy to let Mortgages
Estate Agents

Whilst we can provide referrals to local solicitors and conveyancers from our panel, they are in no way associated with Whitney’s.  Whitney’s cannot accept any responsibility for their advice, fees, costs or standard of work undertaken by them on your behalf.

Please note that neither Whitney’s, nor individual members of staff on behalf of Whitney’s can enter into any form of contract by means of Internet or email.  All contracts to which Whitney’s is a party must be documented by other means.

The information contained in this website is generic and is intended for illustrative purposes only.  This website is not a substitute for professional legal and financial advice.  Whitney’s accepts no responsibility for loss, howsoever caused, arising from reliance upon any of the information contained in this website.

Mortgage and Financial Advice

Think carefully about securing debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage.

You will be provided with a Key Features Illustration which will be based on your circumstance, status and loan amount.

The actual rate available will depend upon your circumstances. Ask for a personalized illustration.

Third Party Websites

This website may also contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions.  Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links.  We accept no responsibility or liability for the contents of any linked website.